Last Updated April 2017
The following policy explains how we gather and use personal information in detail. This policy may change from time to time and Texas Best Credit Repair, LLC (sometimes referred to as “TBCR”) reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact info@TexasBestCreditRepair.com
By registering or using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site, and should immediately terminate your registration (if you have signed up) by following the instructions in “Opting-Out of Further Communications:”
Anyone completing and submitting any of the forms (including our newsletter) on the Texas Best Credit Repair domain is considered a “Registrant.” Texas Best Credit Repair, LLC only collects Personally Identifiable Information that is volunteered during the signup process or in response to specific information requests. Personally Identifiable Information means basic account and profile information entered by or on behalf of a client. This type of information is used to make contact and it includes the following type of information.
In addition, Texas Best Credit Repair, LLC may collect your IP address and information through use of electronic “cookies.” In computer language, a cookie is used to store data on a computer’s hard drive. Almost all websites utilize cookies to one extent or another. Texas Best Credit Repair, LLC may use its cookies to provide a service known as retargeting. A Registrant receives a cookie from Texas Best Credit Repair, LLC and Texas Best Credit Repair, LLC’s partners when they visit www.TexasBestCreditRepair.com websites, and/or when they visit one of Texas Best Credit Repair, LLC’s other websites. When you register with Texas Best Credit Repair, LLC you automatically consent to registration in all the other online properties in the Texas Best Credit Repair, LLC network (collectively, the “Network Sites”). Accordingly, Texas Best Credit Repair, LLC may share Personally Identifiable Information with the Network Sites.
By providing Personally Identifiable Information and other information to this Site, the Registrant fully understands and unambiguously consents to the collection and processing of such information in, and the transfer of such information to the Network Sites, the United States and other countries or territories, in accordance with the terms of this Policy.
Texas Best Credit Repair LLC’s technology utilizes cookies for the delivery of advertisements to our Registrants across the Internet. This form of marketing is called Retargeting; and it enhances the web surfing experience by showing advertisements that are of interest to the Registrants. When a Registrant visits one of Texas Best Credit Repair LLC’s websites, a Texas Best Credit Repair pixel on that site sets a Texas Best Credit Repair, LLC cookie on the hard drive of the Registrant. When that Registrant visits one of Texas Best Credit Repair LLC’s Partners’ websites; our Partner’s website will identify the cookie on the hard drive of the Registrant and recognize that they previously visited our websites. The Registrant will then be shown an advertisement. In this instance, Texas Best Credit Repair LLC will know that the Registrant first visited our website, and then our Partner’s website. We will know the Registrant viewed the Ad on our Partner’s website, and whether or not the Registrant clicked on the ad. This type information is what Texas Best Credit Repair, LLC uses in reporting; and in no way can be used to identify who that Registrant is, or any other online activities of the Registrant outside of Texas Best Credit Repair LLC Partner’s websites.
The General Purposes for Which We Use and Disclose Information
Texas Best Credit Repair, LLC reserves the right to use Registrant Personally Identifiable Information: (1) for the specific purpose for which such information was provided (including matching Registrants with a credit related company or companies); (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that Texas Best Credit Repair, LLC may change this Policy at any time and therefore Texas Best Credit Repair, LLC may in the future use Registrant Personally Identifiable Information for additional purposes not currently included in this Policy.
Also, Texas Best Credit Repair, LLC may share Registrant Personally Identifiable Information with its partners, sponsors, advertisers, service providers and marketers’ lookup and reference services and any other entities that Texas Best Credit Repair, LLC believes are able to provide Registrants with special offers and opportunities. Note that although Texas Best Credit Repair, LLC advises everyone who receives Registrant Personally Identifiable Information from Texas Best Credit Repair, LLC to support this Policy, Texas Best Credit Repair, LLC has no control over such party’s information handling practices and is not responsible for any failure of such party to adhere to this Policy.
As a condition of registration, Registrants agree that Texas Best Credit Repair, LLC may share their Personally Identifiable Information with the Network Sites and unaffiliated third parties. If you do not agree that Texas Best Credit Repair, LLC may share your Personally Identifiable Information with such entities, you may not register with Texas Best Credit Repair, LLC’s services, and if you are already registered, you must immediately terminate your account, by following the instructions in “Opting-Out of Further Communications.”
Finally, Texas Best Credit Repair, LLC may disclose Registrant Personally Identifiable Information in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of Texas Best Credit Repair, LLC, the Network Sites or other Registrants of this Site.
How to Opt Out of Certain Uses of the Information We Collect
Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from.
Do Not Call Registry Compliance: By submitting personal contact and/or financial information through http://www.TexasBestCreditRepair.com, the Registrant hereby grants written permission to Texas Best Credit Repair, LLC, its affiliated sites, and its business partners to contact them via telephone, mail, and/or e-mail. Further, by registering at Texas Best Credit Repair, LLC the Registrant is consenting to receive phone calls from Texas Best Credit Repair, LLC, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact the Registrant regarding credit counseling and thereby Registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.
How We Protect Your Information
Texas Best Credit Repair, LLC safeguards the security of the data you send with physical, electronic, and managerial procedures. This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. Texas Best Credit Repair, LLC regularly reviews these measures to better protect you. We urge you to take every precaution to protect your personal data when you are on the Internet. Change your passwords often, use a combination of letters and numbers, and make sure you use a secure browser.
Short Message Services Statement Notification Disclosure
This Short Message Services Statement Notifications Disclosure (“Disclosure”) applies Registrants and clients that have submitted your information to Texas Best Credit Repair, LLC, for which you have elected to receive Short Message Service (“SMS”) messages, AKA text messages.
Mediation and Binding Arbitration
Visitors to the site and TBCR agree that any dispute (contract, warranty, tort, statutory or otherwise), including but not limited to: (a) disputes or claims arising from or related to any this Agreement and any amendment hereto: (b) disputes or claims arising from a representation, omission, promise or warranty allegedly made by or on behalf of TBCR; and (c) disputes or claims arising from or related to the Credit Repair Organizations Act (or other applicable federal, state or local law, statute or ordinance), shall first be submitted to mediation and, if not settled via mediation, shall thereafter be submitted to binding arbitration (using a single arbitrator) pursuant to the Federal Arbitration Act or, if applicable, similar state statute, and not by or in a court of law. All decisions respecting dispute arbitrarily shall be decided by the arbitrator. The arbitrator shall issue a binding written decision resolving all issues of law and fact. The arbitrator may award the prevailing party, if any, as determined by the arbitrator, all or any portion of its costs and fees. “Costs and fees” may include reasonable expenses, including mediator / arbitrator fees, administrative fees, travel expenses, out-of-pocket expenses, witness fees and reasonable attorney’s fees. Arbitration shall take place pursuant to the American Arbitration Association Commercial Arbitration Rules. If any conflict exists between this Agreement and such procedures, the provisions of this Agreement shall control. If the parties cannot agree upon a mediator and/or arbitrator, either party may petition a court of general jurisdiction in Travis County, Texas to appoint a mediator and/or arbitrator. Such action shall not constitute waiver of the right to enforce binding arbitration. The parties agree that notwithstanding anything to the contrary, the rights and obligations in this mediation-arbitration provision shall survive (1) termination of this Agreement by either party; or (2) default of this Agreement by either party. Given that this Agreement provides for mandatory mediation and arbitration, if any party commences litigation in violation of this provision, such party shall reimburse the other parties to the litigation for the costs and expenses, including attorneys’ fees, incurred in seeking to abate such litigation and compel arbitration.